AZFS - Trusted by Carriers and Owner Operators Nationwide
Smart Factoring & Fuel Card Solutions for Truckers
AZFS simplifies life on the road with factoring and fuel cards for truckers. Get paid fast, cut hidden fees, and save more on every gallon — all in one easy app.
What we deliver for Owner Ops & Small Fleets
Freight Factoring and Fuel Discounts
At AZFS, we simplify cash flow and fuel management for truckers. Our factoring for truckers helps you get paid fast without hidden fees or invoice chasing. Combined with our fuel cards for truckers, you’ll enjoy real-time savings, digital receipts, and nationwide discounts — all in one easy app.
450+
Satisfied Customers
100%
Real-time data
$897+
Monthly Savings
24/7
AZFS works for you
🚚 🚛 Over 2,000 Trucks
Nationwide Have Joined AZFS
Reliable partner of independent truckers and big fleet owners
👤 Speak with AZFS Representative Now
🚀 24h Pay. Zero hassle. AZFS factoring.
We’re a U.S.-based team helping owner-operators and small fleets keep cash flowing, stay on the road, and avoid payment delays. Our factoring service turns your invoices into cash in as little as 24 hours with zero reserves or hidden fees.
✅ 450+ satisfied customers
✅ $1,000+ avg. cash freed up per week
✅ 100% transparent pricing and reporting
📊 Transparent, Simple fees
🧾 Easy Invoice Management
⚙️ Seamless Integration
AZFS offers flat, upfront rates and full visibility on every transaction. You’ll always know exactly what you’re paying and what you’re getting.
✅ Flat, transparent rates
✅ No hidden or setup fees
✅ Cancel anytime
Upload invoices right from your phone, and we’ll handle the rest: verification, billing, and payments. You focus on hauling, we handle the paperwork.
✅ Digital invoice uploads
✅ Broker credit checks done for you
✅ Quick turnaround on every load
Keep your money & fuel connected. When your invoice funds clear, your balance is available instantly through the app, giving you full control of cash flow on the road.
✅ Fuel card sync for instant access
✅ App-based invoice uploads
✅ Clear dashboard tracking
⛽️ Stop Overpaying for Fuel
Save an average of $0.65–$2.00 per gallon 📈
- Accepted at Circle K, Pilot, Love’s, & more
- Instant digital discounts, no waiting
- Average savings of $897+ per month
- No hidden or transaction fees
💵 How Much Could You Be Saving?
Use the calculator below to see how quickly AZFS discounts and rewards can add up
More Miles, Less Spend | AZFS
AZFS Fuel Card: Nationwide Fuel Discounts
Save on diesel across the U.S. with the AZFS fuel card, built for owner-operators and small fleets. Get real per-gallon discounts through a broad national network with simple, transparent pricing. Control spend and pull clear reports to streamline fuel tax and accounting.
Get in Touch
Want to get more info? Our team is here for all your questions
Learn More From
Frequently Asked Questions
We’re physically located in Phoenix, and you’re welcome to pick up the cards in person.
It’s super simple. We send you an Adobe file that can be filled out online, no need to print. Takes about 5 minutes or less.
It’s a physical card from EFS that works at the pump or inside.
We offer three options:
– Set up your debit card; money gets taken out the 2nd business day.
– Set up your credit card; charged the 2nd business day with a 3% transaction fee.
– Escrow account. Deposit $1000 per card, use it for a week, and the total balance is withdrawn the following Tuesday.
No. If a card is lost or stolen, we provide a code for temporary use until the new card arrives to avoid downtime.
No, it can only be used at Loves/Pilot or Loves/TA.
No, it’s for diesel purchases only.
Let's do it together
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